Cash Living and Credit Ratings and Credit Scores
You may ask yourself why I would write a blog about Credit Scores and Ratings. Well I am going to tell you the truth everything I learned about credit I learned the hard way.. 5 Years ago I decided I change my life and go cash only. I managed to have this lifestyle for 4 out of 5 years until I had to get a loan for a auto. I still kept everything else the same with no loans no credit cards and I managed to also build a savings in stocks. However in 2020 I decided to buy a house something I do not have cash for. A loan it is, and in this experience I learned some valuable credit lessons from credit experts. THE TRUTH ABOUT BAD CREDIT: First of all if you messed up your credit with bad decisions or your credit got bad from circumstances you can rebuild and fix your credit reports. Most people do not understand the laws and regulations of credit scores and credit reporting. REPORTING AGENCIES: First of all the 3 major companies in America that report credit are: ...